Home loan6 min
How to improve your CIBIL score before applying for a home loan
A stronger credit score means a lower home loan interest rate. Here is a practical, six-month plan to lift your score before you apply.
Read article
Insights
Financial insights, guides and how-tos.
Straight-talking articles from the nSquare advisory desk on loans, insurance and investments in India. No jargon, no fluff, just the details that help you decide.
Personal loan5 min
Personal loan vs credit card EMI: which one costs you less?
Both are unsecured, both are quick. But interest rates, fees and prepayment rules can create a wide gap in the total amount you repay.
Read article
Business loan7 min
Working capital loan vs overdraft: choosing the right facility for your MSME
A term loan gives you money upfront. An overdraft gives you flexibility. Here is how to decide which one your business actually needs.
Read article
Insurance5 min
How much term insurance cover do you really need?
A rule of thumb says 10x your income. The truth depends on liabilities, dependents and the number of years your family needs support.
Read article
Investments5 min
SIP or lumpsum: which is smarter for your mutual fund investment?
Systematic investing beats timing the market for most retail investors, but a lumpsum can outperform in specific conditions.
Read article