Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank serves underbanked segments with a mix of microfinance, MSME and housing loans.
- Founded
- 2017
- Headquarters
- Varanasi, Uttar Pradesh
- Category
- Small Finance Bank
Products available through nSquare
We facilitate applications for the following Utkarsh Small Finance Bank products. Final rates and eligibility are decided by the lender based on your profile.
- Home Loan
- MSME Loan
- Business Loan
Typical eligibility
- Indian resident aged 21 to 65 years at loan maturity
- Salaried, self-employed professional or business owner with stable income
- Healthy credit score, typically 700 or above
- Complete KYC and income documents
Documents required
- PAN, Aadhaar and address proof
- Last 3 months salary slips or 2 years ITR
- Last 6 months bank statements
- Property or asset papers (for secured loans)
Why apply through nSquare?
- One application across 125+ lenders
- Best-fit product, not the easiest to sell
- 25+ years of loan advisory experience
- End-to-end support until disbursal
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